I received a very unwanted phone call this week. Rather than
describe what happened I'll record it here, pretty much verbatim, so that
you'll know exactly how to handle the situation if you're unlucky enough to
receive a similar call.
Phone: Ring ring
Shaun: Hello?
Caller: Hello, is
that Mr Finnie?
Shaun: Who's calling?
Caller: Hello sir.
This is [foreign call centre for a large
multi-national financial institution]. Can you confirm a few security
details for me please?
Shaun: What's this
about?
Caller: Would you
just confirm your full name and date of birth for me please sir?
Shaun: No.
Caller: (slightly
taken aback) Sorry?
Shaun: No. I'm
confirming nothing until you tell me what this call is about.
Caller: I'm sorry
sir, I need to confirm your security details before can continue. So can I have
your full name and date of birth for me please?
Shaun: No. Is there
something wrong with Mr Finnie's account?
Caller: Oh no sir,
nothing like that.
Shaun: Is Mr Finnie in
some kind of trouble?
Caller: No, not at
all.
Shaun: So is this a
sales call?
Caller: Well sir,
we'd like to explain some exciting opportunities with you, so if you'd just
answer a few security questions...
Shaun: This is [large multi-national financial institution],
correct?
Caller: Yes sir.
Shaun: The same [large multi-national financial institution]
that employed me for over twenty years until recently?
Caller: Er...
Shaun: But of course
if you really were from [large
multi-national financial institution] you'd already be aware of that fact,
wouldn't you?
Caller: Er...
Shaun: and you'd also
be aware that one of the first things that they drum into their customers and
staff is that you should never, ever, give out your personal security
information in any telephone calls that you didn't instigate yourself.
Caller: Er...
Shaun: So, as I'm sure
that you wouldn't want me to compromise my own or the bank's security by giving
that information to a phone call that I didn't make or ask for, you'll
understand that I won't be confirming or denying any details right now.
Caller: But sir,
you'll be missing out on all the great offers that I have for you.
Shaun: Let me make
sure that I understand: If I refuse to
give you my security details then you won't be able to cold call me with your
unwanted telesales pitch?
Caller: (resignedly)
Well, basically... yes.
Shaun: Thank you.
Goodbye, and have a wonderful day.
So there you go. Lesson learned. Never give out any details
to a cold caller. That's what my bank told me. It seems pretty good advice.
Of course, there's another way of dealing with these
unwanted calls. Simply repeat the following in a stilted voice -
'I'm sorry, I'm unavailable right now. Please leave your
message after the click....'
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